BASIC SHARE SAVINGS ACCOUNT:  Initial deposit and minimum balance requirement is $25.00.  There is no fee for opening or closing the account, unless the account has been opened for less than 6 months.

SHARE SAVINGS SUB-ACCOUNTS are available.

SHARE DRAFT/CHECKING ACCOUNT:  There is no minimum balance requirement and no monthly service fee.  No dividends are paid.  Some restrictions apply.

SHARE CERTIFICATE ACCOUNT:  Minimum initial deposit is $500.00.  Certificates are issued for 6 months, 12 months, or 18 months.  Rates change weekly.  Dividends are paid quarterly.  A substantial penaly is imposed if certificate funds are withdrawn before the maturity date.

DIVIDENDS:  Dividends are calculated from the day of deposit to the day of withdrawal and are paid quarterly, except for Holiday Club accounts.  Dividend payments are based upon the earnings of the Credit Union.  Dividends are declared and after the close of the dividend period.  Rates paid last quarter are available upon request. 

VISA(R) DEBIT CARDS are now offered. 

VISA(R) CREDIT CARDS are available.

CREDIT DISABILITY and CREDIT LIFE INSURANCE coverage is available for loans.  Some exclusions and restrictions apply.  Premiums are calculated on your loan balance and are added to your loan monthly.

GUARANTEED ASSET COVERAGE (GAP) and GAP-Plus is available for loans for a one-time charge , which can be added to your loan.  If your vehicle is stolen or totalled, this coverage will pay the difference between your loan balance and what the insurance company pays.

PAYROLL DEPOSITS are accepted. 

NOTARY SERVICE is available for members.